Value Div Fcst Share Epic Sector %Total %Total Yield Merchants Trust MRCH IT UK Income 8.0% 7.0% 5.3% Dunedin Income Growth Inv Trus DIG IT UK Income 6.1% 5.3% 5.2% Rio Tinto RIO Mining 5.6% 5.5% 6.0% Schroder Income Growth Fund SCF IT UK Income 5.5% 3.8% 4.2% Henderson Far East Income Ltd. HFEL IT Asia/Pacific 5.4% 5.6% 6.3% Middlefield Canadian Income MCT IT North American 5.2% 4.6% 5.3% Murray International Trust MYI IT Global Income 5.0% 3.6% 4.4% GlaxoSmithKline GSK Pharmaceuticals & Biotechnology 4.5% 3.8% 5.1% SSE SSE Utilities 4.3% 4.7% 6.6% Lloyds Banking Group LLOY Banks 4.1% 3.8% 5.6% BP BP Oil & Gas Producers 3.7% 3.6% 5.8% Legal and General Group LGEN Life Insurance 3.7% 4.0% 6.5% Imperial Brands IMB Tobacco 3.7% 4.9% 8.1% Admiral Group ADM Nonlife Insurance 3.6% 4.0% 6.7% Taylor Wimpey TW Home Construction 3.3% 5.6% 10.2% HSBC Holdings HSBA Banks 3.3% 3.4% 6.4% Marks and Spencer Group MKS Retailer 3.2% 3.2% 6.0% Standard Life Aberdeen plc SLA Asset Management 3.0% 4.3% 8.6% BT Group BT-A Telecommunications 2.9% 3.3% 6.8% BAE Systems BA Aerospace & Defence 2.8% 2.4% 5.1% Tate and Lyle TATE Food Producers 2.6% 1.8% 4.3% Vodafone Group VOD Telecommunications 2.4% 3.6% 8.9% JPMorgan European Inv Trust In JETI IT European Income & Growth 2.2% 1.6% 4.4% IG Group Holdings IGG Financial Services 1.6% 2.2% 8.4% Marston's MARS Leisure 1.3% 1.6% 7.6% SThree STHR Support Services 1.2% 1.1% 5.6% Centrica CNA Utilities 0.8% 1.2% 9.0% Greene King GNK Leisure 0.6% 0.5% 5.0% Cash ZCASH Cash 0.3% 0.0% 0.0% Tesco TSCO Retailer 0.3% 0.1% 3.2% Portfolio Running Yield = 6.05%
Value Div
Sector %Total %Total
IT UK Income 19.6% 16.1%
Banks 7.3% 7.2%
Mining 5.6% 5.5%
IT Asia/Pacific 5.4% 5.6%
Telecommunications 5.4% 6.9%
IT North American 5.2% 4.6%
Utilities 5.1% 5.9%
IT Global Income 5.0% 3.6%
Pharmaceuticals & Biotechnology 4.5% 3.8%
Oil & Gas Producers 3.7% 3.6%
Life Insurance 3.7% 4.0%
Tobacco 3.7% 4.9%
Nonlife Insurance 3.6% 4.0%
Retailer 3.4% 3.3%
Home Construction 3.3% 5.6%
Asset Management 3.0% 4.3%
Aerospace & Defence 2.8% 2.4%
Food Producers 2.6% 1.8%
IT European Income & Growth 2.2% 1.6%
Leisure 1.9% 2.1%
Financial Services 1.6% 2.2%
Support Services 1.2% 1.1%
Cash 0.3% 0.0%
Total 100.0% 100.0%
Note: 1...'Value %Total' is the portfolio value of the share as a % of the total portfolio
2...'Div %Total' is the expected dividend of the share based on forecast yield
as a % of the total portfolio expected dividend
What has happened this year.In my SIPP sold BA and TW (9/4/18) to re-balance HYP portfolio, with the proceeds topped up MCT to Median value of my IT's. Also started to purchase JETI to get European exposure, first brought on 31/7/18 and have topped up twice since with dividend re-investment. Will continue to top-up until at Median and then will look for another IT in an area I am missing (probably Information Technology IT).
In my Trading account, continued to reduce shares here to save on tax and re-invest in my ISA. No bed & ISA this year. Sold RIO, GSK, ADM, SSE (no holdings left of these now and it helped re-balance the HYP side). I did top-up VOD (13/4/18), seemed like a good idea at the time.
In my ISA, used funds from selling in my trading account to purchase IMB and LGEN (9/4/18), topped up BT (9/4/18) and MKS (6/4/18 and another slice on 4/6/18). Also purchased a slice of GNK (4/8/18) to stand alongside MARS.
Since August have paid away all dividends from Trading Account and ISA.
What did my dividends look like compared to previous years:-
Dividends per year | Yield on cost | Yield on value
| |
2015-2016 | 5.58% | 4.98%
2016-2017 | 5.64% | 5.71%
2017-2018 | 5.64% | 5.19%
2018-2019 | 5.90% | 6.20%
SHARE DIVIDENDS | | |
| Yield on cost | Yield on value | Divi per unit
For TAX 2015-2016 | 6.31% | 5.31% | 0.64
For TAX 2016-2017 | 5.86% | 5.65% | 0.63
For TAX 2017-2018 | 5.71% | 5.18% | 0.61
For TAX 2018-2019 | 5.82% | 6.32% | 0.62
IT DIVIDENDS | | |
| Yield on cost | Yield on value | Divi per unit
For TAX 2015-2016 | 4.25% | 4.27% | 0.42
For TAX 2016-2017 | 4.96% | 5.95% | 0.49
For TAX 2017-2018 | 5.41% | 5.22% | 0.53
For TAX 2018-2019 | 6.08% | 5.95% | 0.60
I will add to my HYP this year (hopefully). My yield forecast for the HYP part shows 6.66% and for the IT's 5.09%. I get my state pension in May and have to decide shortly whether to fully-retire or continue as I am part-time. Having the additional funds would be nice, we will see.
IGG and STHR are legacy shares and in my trading account, will eventually get around to disposing of them, but no hurry. GNK and Marstons are in same sector and I am actually looking to buy into them at some point as MARS is top of my list for extra cash. CNA, have held since wayback and I should get rid of them, maybe next time I want to reduce my TAX as in my trading account. Tesco are bonus shares I get as I work for them (part-time), I disposed of all my original holdings but let these go on as they are in CAPITAs account.