Re: Hargreaves Lansdown on £100,000 pension pot
Posted: November 19th, 2017, 9:46 am
I am 100% in equities in one form or another. The objective for retirement income is that it should at least keep pace with inflation, while giving a reasonable yield. Currently you get neither from fixed interest securities.
The only way that I would contemplate moving is towards more ITs, particularly those which have a long record of increasing dividends year by year over many years.
Like you, the suggestion of holding bonds while young seems to me to be misguided. Collective investment is a better medium in the early years, until moving into individual shares when a good foundation has been laid.
TJH
The only way that I would contemplate moving is towards more ITs, particularly those which have a long record of increasing dividends year by year over many years.
Like you, the suggestion of holding bonds while young seems to me to be misguided. Collective investment is a better medium in the early years, until moving into individual shares when a good foundation has been laid.
TJH