Hargreaves Lansdown on £100,000 pension pot

[tjh290633]

I am 100% in equities in one form or another. The objective for retirement income is that it should at least keep pace with inflation, while giving a reasonable yield. Currently you get neither from fixed interest securities.

The only way that I would contemplate moving is towards more ITs, particularly those which have a long record of increasing dividends year by year over many years.

Like you, the suggestion of holding bonds while young seems to me to be misguided. Collective investment is a better medium in the early years, until moving into individual shares when a good foundation has been laid.

TJH