I do this 'cos sometimes the account may become attractive again, and then I can easily shuffle money back into it, or sometimes the bank or building society will offer some other account that is attractive and it's usually a lot less faff to open another account at a bank or building society where you already have one than it is if you don't.
I have a number of these in-abeyance accounts and I tend to log into them every few months just to check that nothing untoward has happened (and occasionally to note the 1p of interest that's been added, although not much of that recently!).
I did that yesterday with such an account with Saga (BM) only for the website to tell me that my account was "unavailable" and give me a phone number to call "to re-instate your account". Yawn, ok, so I call and am told that if there's no activity in the account for three years (logging in doesn't count) then it becomes dormant.
Ok, fair enough I guess ... but I can't re-instate it over the phone, instead they'll send me a dormant account form to fill in and return. The form should be with me in "5-10 working days", and who knows how long it'll take on top of that to re-instate the account after I've returned it.
Well, as there's only £1.02 in the account and I wasn't figuring on using the a/c for the foreseeable future anyway, it's not exactly a big deal.
However it has encouraged me to "tickle" all of my other in-abeyance accounts (most often by transferring 1p to the associated nominated account!), and this is just a heads up to others who may has such potentially dormant accounts that they may want to do the same ...
